or make 4 interest-free payments of $4.50 AUD fortnightly with More info
No exchange or refund will be offered - these are "flawed" planners which have imperfections such as lines, marks, indentations, faulty rings etc. All are in usable quality and often the imperfections are hard to spot.
To see pictures of "perfect" planners and see size and colours - see this link
All planners will come empty